Yes, I said print type programs. These are programs that print to a file, not a physical printer. The The most common ones print to a PDF format. (Portable Document Format) These printed type files save paper. This allows emailing of a document that can be later printed.
You don't have to buy a program that prints to a PDF format. Quicken, and Microsoft come with it packaged with it's product. Then there is a number of free programs that act as a printer from most any program that allow you to print to a printer.
Below is list of my printers. Only one is a phyical printer. It is
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